VFD USSD Code – How To Transfer Money And Buy Airtime On VFD Bank

Searching online for a VFD USSD code to make transfers and buy airtime? You’re at the right place. In this post, we’ll show you how to transfer money from your VFD Bank, and how to buy airtime. We’ll also provide the USSD codes you need to do these things. Read on!

About VFD Bank

You might be wondering what VFD Bank is all about. Well, it’s a new digital-only bank in Nigeria that offers banking services without any physical branches.

So what does that mean for you? Well, it means that you can do your banking pretty much anywhere, as long as you have an internet connection. And because there are no physical branches, the fees are often lower than traditional banks.

Sounds pretty good so far, right? But there’s one more thing that makes VFD bank different, and that’s the fact that it uses both USSD code and Mobile app with little or no charges from customers.

What Is USSD Banking?

USSD, which stands for “Unstructured Supplementary Service Data,” is a technology that lets you use a short code on your phone to access banking services. This implies that USSD banking may be used without an Internet connection or data, which makes it ideal for usage when traveling.


So how does it function? You may carry out a number of operations, including money transfers, balance checks, and airtime purchases after you dial the USSD code for your bank. The best part is that everything is completed in real-time, saving you from having to wait for things to complete.

If you’re new to USSD banking, don’t worry—it’s actually really simple and easy to use. In fact, once you get the hang of it, you’ll probably wonder why you didn’t start using it sooner!

How To Transfer Money With USSD On VFD Bank

If you want to transfer money with USSD on VFD Bank, here’s what you’ll need to do:

You need to create a 4-digit pin to complete your transactions, you can do this by dialing *5037*9#, then choosing to create a pin and inputting your account number. After that, enter your date of birth and preferred USSD pin, then submit.

After creating your pin successfully, follow the following steps to perform a bank transfer:

  1. Dial *5037# on your phone
  2. Select “Transfer to VFD bank or to Other Bank”
  3. Enter the amount of money you want to transfer
  4. Enter the recipient’s account number
  5. Select the recipient’s bank (for other bank transfers)
  6. Review the transaction and confirm
  7. Enter your 4-digit bank code to confirm
  8. You’ll receive a confirmation message and the transaction is complete!

You can also transfer using the USSD short code by dialing *5037*6*Amount*AccountNumber#, after which you’ll be asked to provide your USSD 4-digit pin. Then confirm your transfer and submit.

How To Buy Airtime With USSD On VFD Bank

If you want to buy airtime with USSD on VFD Bank, there are a few steps you need to follow.

First, you need to open your phone dialer and enter the code *5037#. Once you’ve done that, you’ll see a list of options. Select the option for buying airtime, and then enter the amount of airtime you want to buy. Finally, confirm the purchase by selecting “Yes” when prompted.

You can also use the USSD short code instead, by dialing *5037*1*Amount# to recharge yourself, and *5037*2*Amount*PhoneNumber# to recharge others. That’s it!


You can easily transfer money and buy airtime on VFD bank by dialing the USSD code *5037#. The process is simple and straightforward. You can also check your account balance and transactions by dialing the same code.


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