Proof Of National Insurance Number: How To Avoid National Insurance Number Scams

In this guide, we will be talking about Proof Of National Insurance Number and how to avoid National Insurance Number scams. Keep reading!

Your national insurance number is made up of letters and numbers and they never change. Your national insurance number can be found on the following documents:

• On your payslip
• On your P60
• On tax, benefits or pension letters
• In your personal tax account (national insurance section)

Proof Of National Insurance Number: How To Prove Your National Insurance Number

To prove your National Insurance Number, you can print or save a letter from your personal tax account, confirming your national insurance number.

In a case where you don’t have a personal tax account, you can contact HMRC to ask for a letter. The letter will be mailed to you after answering some security questions.

Legitimate Organisations That Ask For Your National Insurance Number

The following organizations ask for your national insurance number in the UK:

• Her Majesty Revenue And Customs (HMRC)
• Your employer
• The department for Works and Pension (DWP)
• The Department for social development (they only ask for your national insurance number, if you claim a state benefits or in Northern Ireland)
• Your Local Council (if you claim housing benefits)
• Electoral Registration Officers (you need your national insurance number for identity verification before you can vote)
• The student loan company (if you want to apply for a student loan)
• Your pension provider
• Your individual savings account (ISA) provider
• Authorized financial service providers

National Insurance Number Scams And How They Work

According to the UK’s national reporting center for fraud and cyber-crime, national insurance number scams have recently increased. Criminals and internet fraudsters have been contacting individuals to trick them into sharing their national insurance number.

If you’re targeted, you’ll receive a phone call (automated) from the scammer telling you that your national insurance number has been compromised.

You’ll then be required to press a number on your keypad which will put you through to the scammer, after which you’ll be told that your national insurance number has been used to apply for benefits.

The scammer will then ask you some personal questions claiming they are security questions. The caller will even tell you that if you don’t provide your personal information on call you’ll be fined or arrested.

They may even tell you there’s a warrant for your arrest already and request for payment from you to stop the arrest. Then they’ll finally tell you that a new national insurance number has been sent to the email you provided.

Now, you might be thinking about what a scammer can do with you national insurance number. There are a whole lot of things a scammer can do with your national insurance number coupled with your personal information you provided during the call.

The scammer might apply for benefits using your name which could ruin your credit score or even steal your identity.

How To Avoid National Insurance Number Scams

Always question an unexpected caller. A genuine company will never pick no offense if you want to end the call and call back through their customer care number on their official website.

Phone numbers can be spoofed by criminals, so it is not advisable to use a caller ID to verify who you’re speaking to. Also, always be cautious of emails that request for your personal information, as this may be another way in which scammers try to get your personal data.

Conclusion

The rate of scammers and internet fraudsters are on the rise. Always be cautious and be scam alert, keep your national insurance number safe. Do not share it with people you don’t need to share it with.

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