PetPlan Insurance Review: Everything You Need To Know

This article on Petplan Insurance Review features everything you need to know about the company to decide if it’s good for your pet or not. Read on!

Pet insurance pays partially or total bills for your insured pet when it’s insured or ill. Some policies also pay out when the pet is dead, lost, or stolen.

Veterinary doctors are currently employing expensive medical techniques and drugs, and pet owners have higher expectations concerning the health of their pet, as a result of this, the market for pet insurance has increased.


Pet Plan is very similar to Health insurance. A major difference is that the plan does not cover routine wellness for your pet. PetPlan offers insurance coverage for Dogs, Cats and Rabbits.

PetPlan covers your pet for all treatment including dental, chronic and some hereditary are eligible for reimbursement.

With PetPlan, there are no hidden or additional charges, you can also customize your coverage to meet your budget.


Should I Buy Cat Or Dog Insurance From PetPlan?

PetPlan is very reliable and trustworthy according to customers review. They always come through with their claims. Most importantly, to maintain your policy is quite cheap.

PetPlan’s Available Plans

Petplan offers one single exclusive plan. The plan covers the following:

  • Exam fees
  • Procedures
  • Lab tests
  • Medication
  • Continued treatment
  • Genetic conditions
  • Dental treatment
  • Behavioral treatment
  • Specialists
  • Alternative/holistic care
  • Medical boarding

However, the plan does not cover:

  • Preventive care
  • Microchipping
  • Spay/neuter surgery
  • Vaccinations
  • Ceremony/burial

How Much Does PetPlan Cost?

PetPlan premiums are very straightforward since they only sell one policy. However, your monthly premiums are determined by some certain factors such as: your pet’s breed, age, and location, in addition to the limit, deductible, and reimbursement amount you choose.

The minimum amount you’ll be asked to pay is $20.16 according to your pet’s age, and the maximum amount is $639.13

The table below shows the range of amount you’ll be asked to pay for your PetPlan premiums.

Age Monthly Premium
Dog: 1 year $20.16 – $66.71
Dog: 3 years $22.44 – $76.85
Dog: 6 years $35.06 – $125.74
Dog: 12 years $167.60 – $639.13
Cat: 1 year $20.16
Cat: 3 years $20.16 – $46.40
Cat: 6 years $20.50 – $80.05
Cat: 12 years $60.66 – $260.87


PetPlan Claims

Petplan’s claims policy is quite strict. The pet owners are expected to follow some guidelines if they want to receive reimbursement for qualified expenses.

The most important guideline is that a vet doctor must be seen within 48 hours of the first sign of any illness or injury. This can be difficult to achieve because some symptoms shows gradually especially if you’re on a busy schedule.

Receipts must be submitted for proof of payment of the service rendered within 90 days (3 months)


PetPlan Cancellation Policy

To cancel your insurance policy you need to reach out to PetPlan Customer care. You can reach their customer service from 8:00 a.m. – 8:00 p.m. EST Monday – Friday and 10:00 a.m. – 6:30 p.m. EST on Saturday. You can contact them on 1300 738 225 or via


Insuring your pet allows you to choose the best treatment for your ailing or insured pet because you won’t be restricted by finance.

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