How To Borrow Airtime And Data From Airtel

One of the most widely used networks in Nigeria is Airtel, which provides a number of options for borrowing airtime and data. We’ll guide you through the procedure of how to borrow airtime and data from Airtel in this post.

We are aware that occasionally you might require a little data and airtime assistance. Your data plan might not be sufficient this month because you may have gone a touch overboard the previous month.

Or perhaps you simply require some additional airtime to get through the week. We comprehend. And we’re here to assist.

How To Borrow Airtel Airtime

There are two methods to borrow Airtel airtime, with the first being the easiest and most popular. All you need to use this service is a stable network; no data connection is necessary.

To begin, dial *500#, then select the amount of airtime you wish to borrow by clicking on that option. There is, however, a catch: you must repay the loan with 15% interest.


The interest rate is taken from the airtime you have borrowed before credit is issued to your account. As a result, if you borrowed N1,000, you would receive N850 back.

For prepaid users, the borrowed airtime will be added to your account right away. You can use the airtime to call any network in Nigeria and beyond. The lent airtime will be active for thirty days.

Follow the second method below to borrow airtime:

1. Go to the Airtel website and sign in

2. Click on the “My Account” tab


3. Scroll down to “Airtime & Data Borrowing” and click on “Borrow Airtime”

4. Enter the amount of data or airtime you want to borrow

5. Click on “Proceed”

6. Review your borrowing options and click on “Borrow”

7. Enter your PIN and click on “Submit”


8. You’ll receive a confirmation message once your borrowing request has been processed

9. That’s it! You’re all set to go

How To Borrow Airtel Data

The main difference between borrowing data and airtime is that with data borrowing, the term is shorter when you borrow less data you borrow.

For instance, 10MB is only used for one day (24 hours), 50MB is only usable for one day, 100MB is only usable for three days, and so on.

Dial *500# and choose borrow data to get started. The data you want to borrow can then be selected after that. A 10MB minimum amount of data can be borrowed.


When you borrow data, you must repay it with airtime and it will be removed from your account balance after you reload. The interest rate is 15%, the same as the airtime.

In essence, you would be charged an N115 payback cost for a 50MB loan. The ideal amount would be N100, however, the N15 represents the 15% interest rate.

How Much Airtime Am I Allowed To Borrow?

Depending on your existing Airtel plan, you can borrow a certain amount. According to the reasoning, your borrowing limit rises the more you recharge. Typically, it begins at N25 and works its way up the chart.

By dialing *500# or login into MyAirtel and selecting “Borrow Airtime/Data,” you may find out how much you can borrow.

How Much Data Can I Borrow?

Just like your airtime limit, your data limit also increases gradually the more you recharge. It normally starts from 10MB and climbs up the table.


You can use your borrowed data to surf through any website at all. There are no limitations to your borrowed data unless you exhaust it.

Who Is Eligible to Borrow Data and Airtime From Airtel?

  • Airtel Prepaid Customers who have a registered SIM card
  • The frequency of a customer’s monthly recharges and average spending will be taken into account.
  • Customers who have paid off any prior loans and associated fees


Airtel has made life easier for its customers, whenever you are stranded and need airtime or data to do something urgently, just dial *500# to borrow airtime or data and pay back later. The most amazing part is that there is no stipulated date for you to repay your debt.

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