Co-operators Group Insurance: Everything You Need To Know

Want to learn about Co-operators Group Insurance? You’re at the right place. This page features a quick review of the Co-operators Insurance Company. Read on!

About The Company

The Co-operators Group Limited is a Canadian insurance co-operative which is headquartered at Guelph, Ontario. It was founded in 1945, it’s owned by 44 members including co-ops, credit union centrals and representative farm organizations.

It is one of the leading companies in Canada with multi-line insurers, they offer home, auto, farm, travel and business insurance alongside with investments. The company was initially started by farmers in Saskatchewan, in 1945.

The Co-operators Group has been meeting insurance needs since 1945. Their roots was based on farming, but as times goes on and as customers’ needs changed, likewise them. These days, they offer protection for farms, homes, autos, businesses.

Co-operators Group Insurance Products

The list of insurance policies offered by the Co-operators group are listed below;


1) Commercial

2) Commercial Auto

3) Homeowners

4) Personal Auto

5) Farm


6) Mobile home

7) Dwelling Properties

Commercial Insurance

With Co-operators commercial, you can insure your businesses. They provide protection for many types of businesses including;

  • restaurants
  • offices
  • rental properties / apartment houses
  • home businesses
  • retail stores
  • small contractors

Your policy can provide you with lots of commercial coverage such as; liability and business interruption protection, as well as many other features.

Commercial Auto Insurance

The Co-operators commercial auto insurance policy complements your business or farm insurance with the following protection:

  • Business vehicles, such as light, medium, and heavy duty trucks
  • horse/cattle trailers
  • Farm vehicles
  • private passenger vehicles owned by the business

Homeowners Insurance

The Co-operators homeowners’ policies can be designed to protect not just your house or condo, but also your:

  • snowmobile
  • boat
  • jewelry
  • incidental home business
  • antiques
  • other valuables

Are you in a rented apartment? The Co-operators also offers renters insurance to cover your personal property. Alongside with identity theft services and personal risk protection.

Personal Auto Insurance

This is one of the company’s fastest growing lines. Their personal auto insurance policies also offer:

  • Discounts for safety equipment in your vehicles such as anti-lock, airbag, brakes, daytime running lights and anti-theft devices
  • You’ll also get a credit for defensive driving courses
  • Your Protection covers your trailers, campers and motorhomes
  • Get an endorsement package that consists of several important auto coverage on one form.

Farm Insurance

The Co-operators has been the leader in farm insurance for more than a century because they provide flexible insurance policies to cover nearly any farming operation, including dairy, horse, poultry, sheep, deer, emu, tree, etc.

Their farm policies also provide incidental coverage for almost anything from loss of milk to earthquake damage. There’s even a coverage for extra expenses and lost income following a covered property loss.


Mobile Homes Insurance

The Co-operators Group Insurance policies provide replacement cost coverage on most mobile homes from 25 years old and newer, this is something few other companies offer.

Dwelling Property Insurance

The Co-operators dwelling property program offers protection for seasonal properties, including liability coverage, for camps.


The Co-operators Group Insurance claims service is very fast and fair. Their rates are competitive, with a variety of discounts and credits available for you. Also, their payment options work with almost any budget.

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