ABSA Cellphone Banking Code: How To Register, Activate And Transfer Money With ABSA USSD Code

Want to learn how to carry out transactions with the ABSA Cellphone Banking Code? You’re at the right place. This article features how to register, activate and transfer money with ABSA Code. Keep reading!

Mobile banking which is also referred to as cellphone banking, is the act of carrying out financial transactions on a mobile device (cell phone, smartphone, etc.). The use of this cellphone code has redefined the banking system, you can now perform numerous financial transactions from the comfort of your home.

The benefit to cellphone banking include the ability to bank anywhere and at your own convenience. The disadvantages include security concerns and a limitation to the range of transactions compared to banking in person or on a computer.


What Is USSD Code Banking?

USSD Code simply means Unstructured Supplementary Service Data, it is sometimes referred to as “quick codes”. It is a communications protocol used by cellphones to communicate with the mobile network operator’s computers.

USSD can be used for different services such as; Wireless Application Protocol (WAP) browsing, prepaid callback service, mobile-money services, location services, menu based information services, and also for phone configuration.

USSD messages are up to 182 characters long which accepts both alphabets and numbers. Unlike the Short Message Service (SMS), USSD messages create a connection which is in real time during the session. The connection remains open, allowing the exchange of data between a customer and a bank.


A typical USSD code starts with an asterisk (*) followed by the code itself which comprises of commands or data. However, Groups of digits may still be separated by more asterisks. The code then ends with a hash symbol (#).

Here’s The ABSA Cellphone Banking Code

You can bank with ABSA from the comfort of your phone using your cellphone, simply dial *120*2272# to get started.

How To Register And Activate The ABSA USSD Code

Below is a step by step guide on how to register with ABSA USSD Code


Step 1: Dial the Absa Cellphone Banking code *120*2272# on your cellphone

Step 2: Select 1 then proceed

Step 3: Read and Select 1 to accept the terms and conditions


Step 4: Enter either your SA ID number or your passport number then proceed

Step 5: Create a 5-digit numeric PIN

Step 6: You have successfully registered with ABSA USSD Code.


How To Transfer Money With ABSA USSD Code

Step 1: Dial *120*2272# on your cellphone

Step 2: Input your 5-digit PIN then Select 5 to proceed

Step 3: Select 2 to send to a new beneficiary


Step 4: Input the receiver’s cellphone number

Step 5: Input the receiver’s name

Step 6: Select the account you wish to debit


Step 7: Input the amount you wish to send

Step 8: Input the 6-digit code that the receiver will use to get the fund from an Absa ATM

Step 9: Select 1 to confirm the transaction


Step 10: Ensure to send the access code and amount of money sent to the receiver.

Final Words On ABSA Cellphone Banking Code

You can now bank from the comfort of your home anytime of the day with the ABSA USSD Code, you can transfer money using the USSD Code, and the transfer limit for the cellphone banking is a minimum of R20 and a maximum of R500 per day.

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